Embarrassing Debt? Not About The Money

I do understand why I need to maintain a budget. I understand I need to limit spending in order to pay down my debt. I completely get it that more money must be sent to my debt and less money needs … [Read more...]


Poll: What Are You Doing With Your Tax Refund?

My friends who attack their finances with the precision of a money ninja think tax refunds are for the birds. They have figured out their paychecks just so – and manage to not give their federal and … [Read more...]


Is It Cheaper to Live On or Off Base?

It's a question every military family asks when they make a permanent change of station (PCS) move -- is it cheaper to live on or off base? And how do you choose which path to take? We linked up … [Read more...]


What I Wish I Knew BEFORE All This Debt!

Got debt? If you are part of a military family you probably have more debt than your civilian neighbor.  Gah. A survey of military families recently found that 27% of service members have more … [Read more...]


What if They Ditched BAH, Added New Allowance?

A plan to replace Basic Allowance for Housing (BAH)  and the smaller Basic Allowance for Subsistence (BAS) allotments  is quietly being discussed by some Defense Department (DoD) officials, … [Read more...]


Tracey’s Debt: I’m Not Sure Santa Came

My eight-year old son woke me up on Christmas morning and said, “I think Santa came but I’m not sure. There is not a lot of presents.” This was my first Christmas since starting this journey … [Read more...]


Does the Commissary REALLY Save You 30.5 Percent?

A new study conducted by the Defense Commissary Agency (DeCA) found that shoppers save an average of 30.5 percent when using the commissary instead of other grocery sources. The study compared the … [Read more...]


5 Ways to Make Your Money Work for You in 2014

How are you coming on your New Year's Resolutions for 2014? According to my social news feeds, everyone is basking in the post-holiday gift-giving glow and sharing their plans to be healthier and … [Read more...]


Why You Should Help a MilSpouse Land Senate Confirmation

The military family community is abuzz over Patricia Millett, the prolific appellate lawyer and retired Navy spouse nominated by President Obama in June to join the U.S. Court of Appeals District of … [Read more...]


Free Military Sam’s Club Membership Until Shutdown Ends

UPDATE Oct. 25, 2013: Sam's Club has extended this offer until Oct. 31, even though the shutdown has been over for more than a week. From Sam's Officials: “On behalf of every associate that engaged … [Read more...]


Huge and Embarrassing Debt: The ‘I Can’ts’

My mantra for the past four month sounds like I bought it at the Negativity Store: I can’t buy anything. I have to get my act together. I should not have let myself get into this Huge and … [Read more...]


No Commissary? No Problem — How to Save Money Without It

With commissaries stateside completely closed for the duration of the shutdown, this family is going to have to decide where to do our normal weekly grocery shopping. If you’re anything like me, … [Read more...]


Can I Love You Without Buying A Goodie?

I swore this time it would be different. Do you do that? Do you ever make that kind of grand declaration, slamming the refrigerator door and yelling like Scarlett O’Hara, “I will never be hungry … [Read more...]


Video: Macho Money

Financial planning – the most important yet boring thing on the planet. But everyone knows we don't spend enough time talking about it, especially as military families. Sequestration and additional … [Read more...]


In Fetal Position Over Huge and Embarrassing Debt

My fetal position moment came when I put all my debt into a non-threatening spreadsheet.  Actually a team at USAA’s Financial Services did the actual task, I just provided all the bad news. Drum … [Read more...]


Tracey’s Huge And Embarrassing Debt

At the stoplight I looked at my bank account. Was my balance really only $76? Am I really 38-years-old and I only have $76 in my checking account? Then annoyance traded places with fear. I … [Read more...]


An Open Letter to Military Benefits Haters

Dear Military Benefits Haters  -- We’ve been having a rough go of it lately, haven’t we?  There you are, a civilian, absolutely convinced that the average servicemember is not worth his … [Read more...]


How to Replace Base Services Without Breaking the Bank

When budget cuts close or greatly downsize your favorite programs you’ll probably notice that your own pockets seem a little lighter, too. Why? Because unless you decide to live without those things … [Read more...]